Paisalo Digital NCD are Open on August 07, 2026, and close August 20, 2026. The Company will offer interest rates depending on the series and tenure selected. The NCD tenure will be applicable for 24 months, 36 months and 60 months.
The company will raise a fund Base fund of ₹150.00 Cr. and shelf fund of ₹900.00 Cr. through this NCD. the company has fixed the NCD price band at ₹1000 for this according to the face value of ₹1000.
Paisalo Digital NCD Security Name
- Paisalo Digital Limited
Paisalo Digital NCD Security Type
- Secured, Redeemable, Non-Convertible Debentures (Secured NCDs)
Paisalo Digital NCD Ratings
| Agency | Rating | Outlook |
|---|---|---|
| Brickwork Ratings India Private Limited | AA | Stable |
Paisalo Digital NCD Issue Details
| Issue Open | August 07, 2026 |
| Issue Close | August 20, 2026 |
| Issue Size (Overall) | — |
| Issue Base Size | ₹150.00 Cr. |
| Issue Size Shelf | ₹900.00 Cr. |
| Trench Issue Size | ₹300.00 Cr. |
| Trench No. | 1 |
| Price Band | ₹1000.00 Per NCD |
| Face Value | ₹1000.00 Each NCD |
| Coupon Rate | Upto 47.00% [Annual] |
| Listing on | BSE Platform |
| Prospectus | RHP | DRHP | Shelf DRHP |
NCD Allocation Ratio & NCD’s Offered
Paisalo Digital NCD Market Lot
| Market Lot | 1 NCD |
| Minimum Lot size | 10 NCD |
| Minimum Investment | ₹10,000 |
Paisalo Digital NCD Coupon Rates
| Series | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Tenure | 18 Months | 24 Months | 36 Months | 36 Months | 60 Months | 60 Months |
| Nature | Secured | Secured | Secured | Secured | Secured | Secured |
| Interest | Monthly | Monthly | Monthly | Annual | Monthly | Annual |
| Coupon Rate | 9.00% | 9.15% | 9.50% | 9.92% | 10.00% | 10.47% |
| Effective Yield | 9.38% | 9.53% | 9.92% | 9.91% | 10.46% | 10.46% |
| Maturity | ₹1,000 | ₹1,000 | ₹1,000 | ₹1,000 | ₹1,000 | ₹1,000 |
Paisalo Digital Limited Compony Financial Report
| Period Ended | Total Assets | Total Income | Net Worth | Profit After Tax | Total Borrowing |
|---|---|---|---|---|---|
| March 2026 | ₹6,191.66 Cr. | ₹917.41 Cr. | ₹1,792.98 Cr. | ₹234.69 Cr. | ₹3,117.50 Cr. |
| March 2025 | ₹5,086.12 Cr. | ₹734.83 Cr. | ₹1,534.98 Cr. | ₹197.69 Cr. | ₹2,377.84 Cr. |
| March 2024 | ₹3,903.44 Cr. | ₹605.04 Cr. | ₹1,329.42 Cr. | ₹177.02 Cr. | ₹1,828.13 Cr. |
Company Promoters
- Sunil Purushottanm Agarwal
Paisalo Digital Lead Managers
- Tipsons Consultancy Services Private Limited
Paisalo Digital NCD Registrar
Alankit Assignments Limited
Phone: 011-42541234/23541234/42541201
Email: rta@alankit.com
Website: http://ipo.alankit.com/
About Paisalo Digital Limited
Founded in 1992, Paisalo Digital Limited is an RBI-registered middle-layer non-deposit-taking non-banking financial company (NBFC-ML) that promotes financial inclusion in rural and semi-urban India. The company focuses on providing tailored financial solutions to micro-entrepreneurs, MSMEs, and the underserved, with a strategic emphasis on empowering women borrowers. Its main credit products include micro-enterprise loans and specialized MSME or business loans designed to boost local economic activity and self-employment. In addition to direct lending, the company also serves as a business correspondent (BC) partner for major public sector banks, expanding critical banking access to remote areas.
Through its extensive business correspondent network, the company serves as a major banking branch in underserved communities, providing end-to-end financial services such as bank account opening, cash deposits, remittances, field transactions, micro-insurance products, and pension services. It also helps rural clients enroll in various government social security schemes, facilitates access to low-value credit, and streamlines loan recovery processes. By combining technology-driven processes with physical outreach, the firm bridges the gap between formal banking channels and last-mile borrowers across the country.
The company has established a large distribution footprint to support its rapidly growing customer base. The company operates across 22 states and union territories through a network of 5,299 touchpoints, including 422 physical branches, 3,381 distribution points, and 1,496 customer service points, as of March 31, 2026. This large operational presence has helped the company serve approximately 16 million customers, cementing its position as a major player in India’s micro-lending and village financial ecosystem.
Object Of The Issue
- For the purpose of onward lending, financing, and for repayment of interest and principal of existing borrowings of the Company.
- General corporate purposes.
Company Address
Paisalo Digital Limited
CSC,
Pocket 52, C R Park,
Near Police Station,
New Delhi, New Delhi, 110019
Phone: +91 562 4028888
Email: cs@paisalo.in
Website: https://www.paisalo.in/
Paisalo Digital NCD FAQs
When Paisalo Digital NCD will open?
The Paisalo Digital NCD will open on August 07, 2026 and close August 20, 2026
What is the Paisalo Digital NCD Size?
Paisalo Digital NCD Shelf Size is ₹900.00 Cr.
What is the issue Base size of Paisalo Digital NCD?
The Base Size of Paisalo Digital NCD ₹150.00 Cr.
What is Paisalo Digital NCD Price Band?
Paisalo Digital NCD Price Band is ₹1000 Per NCD.
What is Paisalo Digital NCD Minimum Lot Size?
The Paisalo Digital NCD Minimum Lot Size 10.
What is Paisalo Digital NCD Coupon Rate?
The Paisalo Digital NCD Coupon Rate is upto 47.00% Annual.
This content has been researched and written by the IPO Investors Team…
Disclaimer: Readers are strongly advised to seek guidance from a qualified financial advisor before making any investment decisions. Relying solely on the content presented here for financial choices is done entirely at the reader’s own risk.
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