Tata Capital IPO [Initial Public Offering] is a book build issue of 47,58,24,280 shares [₹15,511.87 crore]. The issue is a combination of a fresh issue of 21,00,00,000 shares [₹6,846.00 crore] and an offer for sale of 26,58,24,280 shares [₹8,665.87 crore].
The Tata Capital IPO will open for subscription on October 06, 2025, and close on October 08, 2025. The Tata Capital IPO allotment is expected to be finalized on October 09, 2025, while the shares are scheduled to be listed on the BSE and NSE on October 13, 2025.
The price band for the Tata Capital IPO is fixed at ₹310 to ₹326 per share. The minimum lot size is 46 shares, requiring a retail investor to invest at least ₹14,996 [based on the upper price band]. For sNII investors, the minimum application size is 14 lots [644 shares] worth ₹2,09,944, while for bNII investors, it is 67 lots [3,022 shares] worth ₹10,04,732.
Tata Capital IPO Details
| Open Date | October 06, 2025 |
| Close Date | October 08, 2025 |
| Issue Type | Book Built Issue |
| Face Value | ₹10 Equity Share |
| Price Band | ₹310 – ₹326 Per Share |
| Listing On | BSE, NSE |
| Issue Size | ₹15,511.26 Cr. [47,58,24,280 Shares] |
| Fresh Issue | ₹6,846.00 Cr. [21,00,00,000 Shares] |
| Offer For Sale | ₹8,665.87 Cr. [26,58,24,280 Shares] |
| Prospectus | DRHP | RHP | Anchor Investors |
Tata Capital IPO Reservation
| Category | Reservation | Shares Offered |
|---|---|---|
| QIB | 50.00% | 23,79,12,140 |
| NII | 15.00% | 7,13,73,642 |
| RII | 35.00% | 16,65,38,458 |
| Total | 100.00% | 47,58,24,280 |
Tata Capital IPO Market Lot
| Application | Lot | Shares | Amount |
| Retail Minimum | 1 | 46 | ₹14,996 |
| Retail Maximum | 13 | 598 | ₹1,94,948 |
| S-HNI Minimum | 14 | 644 | ₹2,09,944 |
| S-HNI Maximum | 66 | 3,036 | ₹9,89,736 |
| B- HNI Minimum | 67 | 3,082 | ₹10,04,732 |
Key Performance Indicator
| KPI | Value |
| Market Cap. | 1,38,382.73 Cr. |
| P/E Ratio | 35.99x |
| EPS | ₹9.06 |
| ROE | 12.60% |
| ROCE | — |
| RoNW | 11.20% |
| Dept/Equity | 6.60 |
| EBITDA Margin | — |
| PAT Margin | — |
| Price To Book Value | 4.10 |
Tata Capital IPO Peer Comparison
| Company | P/E | EPS | RoNW | NAV |
| Bajaj Finance Limited | 37.80x | ₹26.89 | 17.35% | ₹155.60 |
| Shriram Finance Limited | 12.10x | ₹50.82 | 16.83% | ₹300.30 |
| Cholamandalam Investment and Finance Corporation Limited | 31.50x | ₹50.72 | 18.01% | ₹281.50 |
| L&t Finance Limited | 23.10x | ₹10.61 | 10.34% | ₹102.59 |
| Sundaram Finance Limited | 26.90x | ₹170.53 | 13.74% | ₹1,187.80 |
| HDB Financial Services Limited | 28.10x | ₹27.40 | 14.57% | ₹198.80 |
Tata Capital IPO Dates
| Open Date | October 06, 2025 |
| Close Date | October 08, 2025 |
| Allotment Date | October 09, 2025 |
| Refund Date | October 10, 2025 |
| Share Credit Date | October 10, 2025 |
| Listing Date | October 13, 2025 |
Tata Capital Limited Company Financial Report
| Years | Assets | Income | Expenses | Net Worth | PAT | Borrow |
|---|---|---|---|---|---|---|
| June 2025 | ₹2,52,254.28 Cr. | ₹7,691.65 Cr. | ₹6,308.91 Cr. | ₹32,761.73 Cr. | ₹1,040.93 Cr. | ₹2,11,851.60 Cr. |
| March 2025 | ₹2,48,465.01 Cr. | ₹28,369.87 Cr. | ₹23,448.73 Cr. | ₹32,587.82 Cr. | ₹3,655.02 Cr. | ₹2,08,414.93 Cr. |
| March 2024 | ₹1,76,693.98 Cr. | ₹18,198.38 Cr. | ₹13,794.78 Cr. | ₹23,540.19 Cr. | ₹3,326.96 Cr. | ₹1,48,185.29 Cr. |
| March 2023 | ₹1,35,626.10 Cr. | ₹13,637.49 Cr. | ₹9,847.63 Cr. | ₹17,959.06 Cr. | ₹2,945.77 Cr | ₹1,13,335.91 Cr. |
Company Promoters
- Tata Sons Private Limited
| Holding Pre Issue | 4,03,48,69,037 Shares | 95.60% |
| Holding Post Issue | 4,24,48,69,037 Shares | 85.50% |
Tata Capital IPO Lead Managers
- Kotak Mahindra Capital Company Limited
- Axis Capital Limited
- BNP Paribas
- Citigroup Global Markets India Private Limited
- HDFC Bank Limited
- HSBC Securities and CapitalMarkets (India) Private Limited
- ICICI Securities Limited
- IIFL Capital Services Limited (formerly known as IIFL Securities Limited)
- J.P. Morgan India Private Limited
- SBI Capital Markets Limited
Tata Capital IPO Registrar
MUFG Intime India Private Limited
C-101, 1st Floor, Embassy 247
L.B.S. Marg, Vikhroli West
Mumbai 400 083
Maharashtra, India
Telephone: +91 810 811 4949
Email: tatacapital.ipo@in.mpms.mufg.com
Website: https://in.mpms.mufg.com/
About The Company
Tata Capital Limited (TCL), a wholly owned subsidiary of Tata Sons Private Limited, stands as one of India’s leading non-banking financial companies (NBFCs). With a diversified portfolio, the company serves a wide range of customers, including individuals, entrepreneurs, SMEs, and corporates, offering end-to-end financial solutions tailored to varied needs. Over the years, TCL has built its reputation as a trusted financial partner backed by the legacy of the Tata Group.
The company’s offerings span across multiple segments. Its consumer finance division provides personal, home, auto, education loans, and loans against property, while its commercial finance arm delivers solutions like term loans, working capital finance, lease rental discounting, and equipment financing. Beyond lending, TCL has also established a strong presence in investment banking, wealth management, private equity, and cleantech finance — empowering businesses and individuals with advisory as well as financing solutions.
As of March 31, 2025, Tata Capital offers more than 25 lending products and has developed a vast pan-India footprint with over 1,500 branches in 27 states and union territories. Its omni-channel distribution model integrates physical branches, digital platforms, and strategic partnerships to ensure accessibility and convenience for its customers. Supported by the highest credit ratings, a prudent risk culture, advanced digital capabilities, and a robust management team, TCL continues to deliver consistent financial performance while cementing its position as India’s third-largest diversified NBFC.
Objects Of The Issue
- Augmentation of our Company’s Tier –Icapital base to meet our Company’s future capital requirements including onward lending.
Company Address
Tata Capital Limited
11th Floor, Tower A, Peninsula Business Park,
Ganpatrao Kadam Marg,
Lower Parel
Mumbai, Maharashtra, 400013
Phone: +91 022 6606 900
Email: investors@tatacapital.com
Website: https://www.tatacapital.com/
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