Finbud Financial Services IPO [Initial Public Offering] is a book build issue of 50,48,000 shares [₹71.68 crore]. The issue is a combination of a fresh issue of 50,48,000 shares [₹71.68 crore] and an offer for sale of [-] shares [₹- crore].
The Finbud Financial Services IPO will open for subscription on November 06, 2025, and close on November 10, 2025. The Finbud Financial Services IPO allotment is expected to be finalized on November 11, 2025, while the shares are scheduled to be listed on the BSE and NSE on November 13, 2025.
The price band for the Finbud Financial Services IPO is fixed at ₹140 to ₹142 per share. The minimum application size is 2 lots [2,000 shares], requiring a retail investor to invest at least ₹2,84,000 [based on the upper price band]. For S-HNI investors, the minimum application size is 3 lots [3,000 shares] worth ₹4,26,000, while for B-HNI investors, it is 8 lots [8,000 shares] worth ₹11,36,000.
Finbud Financial Services IPO Details
| Open Date | November 06, 2025 |
| Close Date | November 10, 2025 |
| Issue Type | Book Built Issue |
| Face Value | ₹10 Per Equity Share |
| Price Band | ₹140 – ₹142 Per Share |
| Listing On | NSE, SME |
| Issue Size | ₹71.68 Cr. [50,48,000 Shares] |
| Fresh Issue | ₹71.68 Cr. [50,48,000 Shares] |
| Offer For Sale | Not Applicable |
| Prospectus | DRHP | RHP | |
Finbud Financial Services IPO Reservation
| Category | Reservation | Shares Offered |
|---|---|---|
| QIB | 50.00% | 25,24,000 |
| NII | 15.00% | 7,57,200 |
| RII | 35.00% | 17,66,800 |
| Total | 100.00% | 50,48,000 |
Finbud Financial Services IPO Market Lot
| Application | Lot | Shares | Amount |
| Retail Minimum | 2 | 2,000 | ₹2,84,000 |
| Retail Maximum | 2 | 2,000 | ₹2,84,000 |
| S-HNI Minimum | 3 | 3,000 | ₹4,26,000 |
| S-HNI Maximum | 7 | 7,000 | ₹9,94,000 |
| B- HNI Minimum | 8 | 8,000 | ₹11,36,000 |
Key Performance Indicator
| KPI | Value |
| Market Capitalisation | ₹270.50 Cr. |
| P/E Ratio | 23.40x |
| EPS | ₹6.07 |
| ROE | 23.61% |
| ROCE | 32.11% |
| RoNW | 23.61% |
| Dept/Equity | 0.51 |
| EBITDA Margin | 6.57% |
| PAT Margin | 3.81% |
| Net Assets Value | ₹25.70 |
| Price To Book Value | ₹5.53 |
Finbud Financial Services IPO Peer Comparison
| Company | P/E | EPS | RoNW | NAV |
| My Mudra Fincorp | 7.79x | ₹9.96 | 16.87% | ₹46.85 |
| BLS E-Services | 32.99x | ₹5.79 | 12.18% | ₹53.10 |
| PB Fintech | 236.08x | ₹7.77 | 5.49% | ₹140.06 |
Finbud Financial Services IPO Dates
| Open Date | November 06, 2025 |
| Close Date | November 10, 2025 |
| Allotment Date | November 11, 2025 |
| Refund Date | November 12, 2025 |
| Share Credit Date | November 12, 2025 |
| Listing Date | November 13, 2025 |
Finbud Financial Services Limited Company Financial Report
| Years | Assets | Income | Expenses | Net Worth | PAT | Borrow |
|---|---|---|---|---|---|---|
| July 2025 | ₹76.12 Cr. | ₹85.82 Cr. | ₹81.10 Cr. | ₹39.31 Cr. | ₹3.33 Cr. | ₹20.48 Cr. |
| March 2025 | ₹68.93 Cr. | ₹223.50 Cr. | ₹211.55 Cr. | ₹35.98 Cr. | ₹8.50 Cr. | ₹18.51 Cr. |
| March 2024 | ₹44.97 Cr. | ₹190.28 Cr. | ₹182.25 Cr. | ₹11.79 Cr. | ₹5.66 Cr. | ₹12.43 Cr. |
| March 2023 | ₹27.47 Cr. | ₹135.57 Cr. | ₹133.13 Cr. | ₹6.13 Cr. | ₹1.83 Cr. | ₹7.40 Cr. |
Company Promoters
- Parth Pande
- Vivek Bhatia
- Parag Agarwal
| Holding Pre Issue | 64.92% | 1,40,01,480 Shares |
| Holding Post Issue | — | 1,90,49,480 Sharea |
Finbud Financial Services IPO Lead Managers
- SKI Capital Services Limited
Finbud Financial Services IPO Registrar
Skyline Financial Services Private Limited
Address: D-000A, First Floor, Okhla Industrial Area, Phase-I New Delhi -110020
Telephone No: 011-40450193-97
Email: ipo@skylinerta.com
Website: https://www.skylinerta.com/
About The Company
Incorporated in July 2012, Finbud Financial Services Limited is an Indian loan aggregation platform that simplifies the process of borrowing by connecting individuals and businesses with banks and non-banking financial companies (NBFCs).
The company helps customers compare multiple loan offers, recommends the most suitable products, and assists them throughout the documentation process, ensuring a smooth and transparent loan journey. Finbud primarily earns its revenue through commissions received from lenders once a loan is successfully disbursed.
Its product portfolio includes personal loans for salaried individuals with an average ticket size of ₹10 lakhs, business loans for SMEs averaging around ₹20 lakhs, and secured home loans for property purchases or mortgage needs. With a strong digital infrastructure and an extensive agent network across India, Finbud stands out for its comprehensive range of financial products and partnerships with various lending institutions.
The company also leverages advanced data analytics for better customer profiling and loan approval efficiency. As of July 31, 2025, Finbud employs around 276 professionals who contribute to its mission of making credit more accessible and convenient for every borrower in India.
Objects Of The Issue
- Working Capital Requirement
- Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited
- Funding for Business Development and Marketing Activities
- Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company
- General Corporate Purposes
Company Address
Finbud Financial Services Limited
No.10, 1st Floor, 6th Main,
9th Cross
Jeevan Bhima Nagar
Bangalore Urban, Karnataka, 560075
Phone: +91 98862 32323
Email: cs@financebuddha.com
Website: https://www.financebuddha.com/
Finbud Financial Services IPO FAQs
What are the open and close dates of the Finbud Financial Services IPO?
The Finbud Financial Services IPO will open on November 06, 2025 and will close on November 10, 2025.
What is the price band for Finbud Financial Services IPO?
The price band for the Finbud Financial Services IPO is fixed at ₹140 to ₹142 per share.
What is the lot size of the Finbud Financial Services IPO?
Investors can apply for a minimum of 2,000 shares per lot and in multiples thereafter.
How can retail investors apply for the Finbud Financial Services IPO?
Retail investors can apply through UPI-based ASBA (Application Supported by Blocked Amount) via their bank or stock broker’s platform.
What is the issue size of the Finbud Financial Services IPO?
The total issue size of Finbud Financial Services IPO is ₹71.68 Cr., comprising both fresh issue and offer for sale (if applicable).
When will the basis of allotment for the Finbud Financial Services IPO be finalized?
The basis of allotment is expected to be finalized on November 11, 2025.
How can I check the allotment status of the Finbud Financial Services IPO?
Investors can check their allotment status on the official registrar’s website once it is announced.
When will the shares of Finbud Financial Services IPO get listed?
The shares are expected to be listed on the NSE and SME on November 13, 2025.
Is the Finbud Financial Services IPO a good investment?
Investment decisions depend on an individual’s financial goals and risk profile. It is advised to consult with a SEBI-registered financial advisor before making any investment decision.
| Read Also |
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| Finbud Financial Services IPO GMP |
| Finbud Financial Services IPO Subscription |
| Finbud Financial Services IPO Allotment |
Disclaimer: Readers are strongly advised to seek guidance from a qualified financial advisor before making any investment decisions. Relying solely on the content presented here for financial choices is done entirely at the reader’s own risk.
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