Chemmanur Credits and Investments NCD are Open on August 04, 2026, and colse August 17, 2026. The Company will offer upto 12.00% interest rates on the NCD Bonds. And NCD tenure will be applicable for 18 months, 24 months, 36 months, and 61 months and 72 months.
The company will raise a fund Base fund of ₹75.00 Cr. and overall fund of ₹150.00 Cr. through this NCD. the company has fixed the NCD price band at ₹1000 for this according to the face value of ₹1000.
Chemmanur Credits and Investments NCD Security Name
- Chemmanur Credits and Investments Limited
Chemmanur Credits and Investments NCD Security Type
- Secured, Redeemable, Non-Convertible Debentures (Secured NCDs)
Chemmanur Credits and Investments NCD Ratings
| Agency | Rating | Outlook |
|---|---|---|
| India Ratings & Research Private Limited | BBB | Stable |
Chemmanur Credits and Investments NCD Issue Details
| Issue Open | August 04,:2026 |
| Issue Close | August 17, 2026 |
| Issue Base Size | ₹75.00 Cr. |
| Issue Overall Size | ₹150.00 Cr. |
| Price Band | ₹1000 Per NCD |
| Face Value | ₹1000 Each NCD |
| Interest Rate | Upto 12.00% [Annual] |
| Listing on | BSE Platform |
| Prospectus | RHP |
Chemmanur Credits and Investments NCD Subscription
| Category | Day 1 |
|---|---|
| Institutional | |
| Non-Institutional | |
| Retail | |
| Total |
NCD Allocation Ratio & NCD’s Offered
Chemmanur Credits and Investments NCD Market Lot
| Market Lot | 1 NCD |
| Minimum Lot size | 10 NCD |
| Minimum Investment | ₹10,000 |
Chemmanur Credits and Investments NCD Bond Tenure & Interest Rates
| Series | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Tenure | 18 Months | 24 Months | 36 Months | 61 Months | 400 Days | 24 Months | 72 Months |
| Nature | Secured | Secured | Secured | Secured | Secured | Secured | Secured |
| Frequency of Interest Payment | Monthly | Monthly | Monthly | Monthly | Cumulative | Cumulative | Cumulative |
| Coupon Rate | 10.25% | 10.80% | 11.25% | 12.00% | — | — | — |
| Effective Yield | 10.75% | 11.35% | 11.85% | 12.68% | 9.25% | 11.00% | 12.25% |
| Maturity | ₹1,000.00 | ₹1,000.00 | ₹1,000.00 | ₹1,000.00 | ₹1,101.81 | ₹1,232.00 | ₹2,000.00 |
Chemmanur Credits and Investments Limited Company Financial Report
| Period Ended | Total Assets | Total Income | Net Worth | Profit After Tax |
|---|---|---|---|---|
| March 2026 | ₹865.09 Cr. | ₹179.74 Cr. | ₹132.63 Cr. | ₹20.07 Cr. |
| March 2025 | ₹693.18 Cr. | ₹141.74 Cr. | ₹105.06 Cr. | ₹2.48 Cr. |
| March 2024 | ₹635.05 Cr. | ₹106.15 Cr. | ₹81.25 Cr. | ₹1.72 Cr. |
Company Promoters
- Chemmanur Devassykutty Boby
Chemmanur Credits and Investments Lead Managers
- Vivro Financial Services Private Limited
Chemmanur Credits and Investments NCD Registrar
Kfin Technologies Limited
Phone: 040-79615565
Email: ccil.ncdipo@kfintech.com
Website: https://ipostatus.kfintech.com/
About Chemmanur Credits and Investments Limited
Founded in 2008, Chemmanur Credits & Investments Limited is a non-deposit-taking, non-banking financial company registered with the Reserve Bank of India as a base-layer NBFC. The company specializes in providing gold loans to customers primarily across South India by lending money against household gold jewelry. In addition to its core gold loan business, Chemmanur Credits offers a comprehensive financial product suite, including microfinance loans, small business financing, personal loans, money transfer services, and the distribution of third-party insurance products to meet various retail credit and financial needs.
For your information, this company is a significant part of the Boby Chemmanur Group, a large business group headquartered in Kerala, with a strong international presence in the gold jewelry retail sector in India, the United States, and the Middle East. Leveraging its parent group’s deep legacy in the jewelry industry, including BIS certification for gold purity, the company has successfully built high customer trust and brand recall in its financial services operations.
Headquartered in Thrissur, Kerala, the company operates across a large financial services network. As of June 30, 2026, it operates through a network of 302 branches spread across six key states: Kerala, Tamil Nadu, Karnataka, Maharashtra, Telangana, and Andhra Pradesh. The company has a dedicated team of 1,268 people across its network to oversee branch operations, loan disbursements, customer service, and corporate administration.
Object Of The Issue
- For the purpose of onward lending, financing and for repayment/ prepayment of principal and interest of borrowings of the Company.
- General corporate purposes
Company Address
Chemmanur Credits and Investments Limited
Door No. D1 to D4, 3rd Floor
Avenue Tower, East Fort,
East Thrissur, Kerala, 680005
Phone: +91 487-7121200
Email: cs@chemmanurcredits.com
Website: http://www.chemmanurcredits.com/
Chemmanur Credits and Investments NCD FAQs
When Chemmanur Credits and Investments NCD will open?
The Chemmanur Credits and Investments NCD to open on August 04, 2026, and close August 17, 2026.
What is the Chemmanur Credits and Investments NCD Size?
Chemmanur Credits and Investments NCD size is ₹150.00 Cr.
What is the issue Base size of Chemmanur Credits and Investments NCD?
The Base size of Chemmanur Credits and Investments NCD ₹75.00 Cr.
What is Chemmanur Credits and Investments NCD Price Band?
Chemmanur Credits and Investments NCD Price Band is ₹1000 Per NCD.
What is Chemmanur Credits and Investments NCD Minimum Lot Size?
The Chemmanur Credits and Investments NCD Minimum Lot Size 10.
What is Chemmanur Credits and Investments NCD Interest Rate?
The Chemmanur Credits and Investments NCD Interest Rate is upto 12.00% Annual.
This content has been researched and written by the IPO Investors Team…
Disclaimer: Readers are strongly advised to seek guidance from a qualified financial advisor before making any investment decisions. Relying solely on the content presented here for financial choices is done entirely at the reader’s own risk.
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